Best Casino Sign-Up Bonus UK: Offers Explained

Compare bonus formats and check the conditions that determine how much of an offer can be used or withdrawn.

How Welcome Rewards Differ in Value

A welcome bonus can take several forms, and the format matters as much as the headline figure. A cash-style bonus is linked to a qualifying deposit, while free spins provide designated plays on selected slots. A deposit match combines the player’s deposit with an additional balance subject to the offer’s conditions. These are different benefits, so their stated amounts cannot be compared as though they were the same product.

The welcome offers listed in a specialist review illustrate the distinction:

• LuckyMate: a £10 bonus with 50 free spins
• BetWright Casino: 100 free spins
• Quickbet: 100 free spins
• BetMGM Casino: 200 free spins
• Casumo: a 50% deposit match up to £100

This is a description of the named offers, not a ranking. The largest number of spins does not automatically represent the greatest financial value, and a deposit match with the highest stated ceiling may not be the most suitable arrangement for every deposit size.

Cash bonuses, free spins and deposit matches

A £10 bonus has a clear nominal amount, but that figure describes the bonus balance rather than the total benefit available for withdrawal. Its practical value depends on the qualifying deposit, the games that can be used, the contribution assigned to those games, the period in which the balance must be used and the conditions attached to withdrawal. A specialist review identifies these factors as part of the value assessment. The same principle applies to a larger headline amount.

Free spins require a different assessment. The number of spins is visible, but the value of each spin, the slot to which the spins apply and the treatment of any winnings determine what the offer can produce. Consequently, 200 free spins at BetMGM Casino cannot be treated as simply twice the value of 100 spins at BetWright Casino or Quickbet. The spin allocations may differ in their permitted games and attached conditions.

The Casumo offer is expressed as a percentage rather than a fixed bonus. A 50% deposit match up to £100 does not provide the same bonus to every customer. The amount credited depends on the qualifying deposit, subject to the stated ceiling. A deposit that produces a smaller match remains different from a deposit that reaches the £100 maximum. The percentage therefore needs to be read together with the cap and the conditions governing the qualifying transaction.

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Why headline size is an incomplete measure

A comparison based only on the largest figure overlooks the structure of the offer. A free-spin allocation has no direct equivalence with a pound-denominated bonus, while a percentage match changes according to the deposit. Even within one category, two offers with the same headline amount may differ in the games available, the way play contributes to the relevant requirement, the time allowed and the circumstances in which funds can be withdrawn.

Eligibility also affects value. A welcome bonus is intended for new customers, and an offer may not be available to every account or every deposit method. The qualifying deposit is equally important: a bonus attached to a deposit cannot be assessed independently of the amount and method needed to activate it. These are not minor details, because they determine whether the advertised benefit can be obtained in the first place.

Expiry is another part of the calculation. Bonus funds and free spins are time-limited, with periods commonly stated between 7 and 30 days. An offer with a higher headline value may therefore be less useful if its conditions allow less time for the required play than another offer. The relevant deadline is part of the offer’s economic structure, not merely an administrative note.

Withdrawal conditions complete the comparison. Bonus funds and winnings from free spins may be subject to requirements before they become available for withdrawal. Some free-spin offers also restrict the amount that can ultimately be withdrawn from the resulting winnings. Thus, the displayed value of the reward and the amount that can be retained as real money are separate questions.

LuckyMate

a £10 bonus with 50 free spins

BetWright Casino

100 free spins

Quickbet

100 free spins

BetMGM Casino

200 free spins

Reading the named offers in context

The five listed offers demonstrate why “best” depends on the type of reward being sought. LuckyMate combines a fixed £10 bonus with 50 free spins, whereas BetWright Casino and Quickbet each state a 100-spin allocation. BetMGM Casino states 200 free spins, giving it the largest spin count among these named examples. Casumo instead presents a 50% deposit match capped at £100, placing the emphasis on the qualifying deposit rather than on a fixed number of spins.

Those descriptions establish the advertised formats and amounts, but they do not by themselves establish an overall order of value. The meaningful comparison is between the reward, the qualifying deposit, eligibility rules, game contribution, expiry and withdrawal conditions as they apply to each specific offer. A welcome bonus with a smaller headline can therefore have a different practical value from one that appears larger, because the surrounding terms determine how the reward functions.

How a Casino Sign-Up Bonus Is Claimed

Claiming a casino welcome bonus is a sequence rather than a single action. The account must be created first, the relevant offer must be selected or activated, and any qualifying deposit must then be completed through the operator’s approved process. A specialist review describes the basic route as registration, opting in and making a deposit. The precise order shown on the website or casino app can differ, so the promotional panel and its accompanying terms remain part of the claim process.

Registration comes first

The process begins with the creation of a gambling account. The registration form establishes the customer profile that the operator will use for account access, payments, age checks and promotional eligibility. An account should not be treated as bonus-active merely because the form has been submitted. The welcome offer may still require a separate selection, an activation control or a deposit made after registration.

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Age verification is a required part of the British gambling framework. Operators must verify a customer’s age before allowing funds to be deposited into a gambling account. This means that registration and eligibility checks can be connected: an account may exist while access to depositing or promotional funds remains restricted until the required verification has been completed.

A new account also involves financial-limit controls. Remote operators must prompt new customers to set a financial limit before the first deposit and must make account-level limit controls available. The limit-setting stage is therefore part of the practical path to a first deposit, not an optional feature unrelated to account opening.

Opting in activates the intended offer

Once registration is complete, the welcome bonus normally has to be identified within the account or promotional area. The relevant offer may be displayed on the main website, inside a casino app sign-up flow or in a section devoted to available promotions. Selecting the offer is the opt-in step described in the specialist review of the claim process.

Opting in matters because an account can contain more than one promotion. A deposit made without selecting the intended welcome offer may not be associated with it. The display may also distinguish between a cash-style bonus and free spins, which are separate elements even when they appear in one promotional panel. The claim process should therefore be read as a chain: create the account, choose the offer and then follow the deposit instruction attached to that offer.

The wording used for activation is not necessarily identical across platforms. One operator may use a button that confirms participation; another may show the offer during the deposit screen. A casino app sign-up bonus can therefore involve the same basic stages as a browser-based claim while presenting them in a different interface. The important point is whether the offer is visibly attached to the account before the deposit is submitted.

Credit cards cannot be used for gambling with UK-licensed casinos. Operators also cannot accept wallet payments where the wallet permits credit-card funds to be used for gambling.

The deposit must match the promotion

For a deposit-based welcome offer, the deposit is the qualifying action. The amount and the accepted deposit method are determined by the offer’s terms, so the account balance alone does not establish that the promotion has been triggered. A deposit can be completed successfully without producing bonus funds if the offer was not selected, if a required code was omitted or if the chosen deposit method is excluded.

Credit cards cannot be used for gambling with UK-licensed casinos. Operators also cannot accept wallet payments where the wallet permits credit-card funds to be used for gambling, and remote gambling operators cannot accept credit-card payments routed through a money service business. The available deposit methods displayed at the funding stage must therefore be considered alongside the welcome offer rather than treated as interchangeable options.

The deposit screen should make clear whether the promotional amount is being added to the transaction. Where the offer is linked correctly, the account may show a confirmation before the deposit is finalised, or the bonus may appear after the transaction has been processed. The balance should not be interpreted as proof that every promotional condition has been met; it only shows what the account has credited at that point.

Automatic awards and promo codes

The practical distinction between welcome offers concerns how the operator connects the deposit to the promotion. A specialist review reports that some offers are applied automatically, whereas others require a promo code during the deposit process.

With an automatic award, the account or selected promotion identifies the offer without a separate code entry. The sequence remains registration, opt-in and qualifying deposit, but the promotional identifier is handled by the platform. This does not remove the need to select the correct offer. Automatic application means only that a code is not entered manually.

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A code-based offer adds another step. The code must be entered in the designated field, generally within the promotional or deposit screen, before the transaction is completed. Entering it after the deposit has been submitted may not connect that transaction to the welcome offer. The spelling and formatting of the code also matter, since a code is an instruction to the platform rather than a general reference to the promotion.

A code can be required even when the offer is prominently advertised on the casino site or in its app. Conversely, a promotion may be shown with no code because activation is handled automatically. These two arrangements should not be treated as evidence that one offer has greater value than the other; they describe different claiming mechanics.

Confirmation before play

The final practical check is the account display after activation and deposit. It should identify whether the welcome offer has been attached, whether the promotional balance or free spins have appeared, and whether any action remains before the reward can be used. If the offer is absent, making another deposit does not resolve the uncertainty and may create a separate transaction outside the promotion.

The registration, opt-in and deposit stages are therefore connected but distinct. Registration creates the account, opting in selects the intended welcome offer, and the qualifying deposit completes the claim where a deposit is required. Automatic awards remove manual code entry, while code-based promotions require the identifier to be supplied during the deposit process. The account confirmation is the appropriate point at which to establish whether the casino sign-up bonus has actually been activated.

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No-Deposit Offers and Their Conditions

A no-deposit welcome offer is presented without requiring an initial deposit from the new customer. That distinguishes it from a deposit-based promotion, where bonus funds or free spins depend on money being added to the casino account. The distinction is important, but the label does not establish that any resulting winnings are immediately available for withdrawal.

The phrase can describe more than one arrangement. In one form, the casino credits a small bonus balance after registration or makes free spins available without asking for a deposit. In another, the offer is advertised alongside a free sign-up promotion but requires a qualifying stake before the spins are credited. The second arrangement is not deposit-free in the practical sense of being available without financial participation: the qualifying stake is the event that unlocks the advertised spins.

A specialist review has reported welcome offers with this kind of qualifying condition. That detail cannot be inferred from the words “no deposit” alone. The offer may therefore be better understood as “no deposit required to open the promotion, subject to a qualifying stake” rather than as free play with no preliminary condition. The exact wording in the operator’s terms determines which interpretation applies.

Free spins are not the same as cash

Free spins are a game entitlement, not a cash balance. They permit spins on the specified slot or slots, while any resulting balance may be treated as bonus funds. This matters because a displayed win does not necessarily represent an amount that can be transferred to a bank account or withdrawn through an approved deposit method.

A free-spin welcome offer can therefore have several separate stages:

1. the spins are made available;
2. the spins are used on the eligible game;
3. any winnings are credited;
4. the winnings satisfy the applicable conditions;
5. the remaining eligible balance becomes withdrawable.

A promotion can fail at any of these stages from the customer’s perspective. For instance, the spins may not be credited until the qualifying stake has been completed. Alternatively, the spins may be credited but the resulting winnings may remain subject to playthrough before a withdrawal request is accepted.

A specialist review has stated that free-spin winnings often carry wagering requirements. That is a condition on the winnings, not necessarily on the original spins. Confusing those two points creates the impression that a “free spins” casino sign-up bonus is wager-free when the promotion does not make that promise.

Wager-free wording needs careful reading

“Wager-free” has a narrower meaning than “no deposit”. A no-deposit offer can still attach playthrough requirements to the bonus balance or to winnings generated by free spins. Conversely, an offer described as wager-free concerns the absence of a playthrough condition; it does not, by itself, explain whether a deposit, qualifying stake, or other activation step is required.

No Wagering Casino Bonus UK: Terms and Value

The two claims should therefore be separated:

• No deposit concerns what must be provided before the promotional benefit is issued.
• Wager-free concerns whether the resulting bonus or winnings must be played through before withdrawal.

A promotion may satisfy one description without satisfying the other. A casino can advertise sign-up free spins without a deposit while retaining wagering conditions on the resulting winnings. It can also require a qualifying stake before the spins appear, meaning that the offer is not available solely by creating an account.

Withdrawal restrictions can remain

The withdrawal position may be restricted even after the relevant playthrough condition has been met. Some free-spin offers impose a limit on the amount that can be withdrawn from the winnings. This condition concerns the permitted cash-out value, not the number of spins credited or the amount displayed in the game balance.

A specialist review has identified this type of withdrawal cap in some free-spin promotions. It should not be treated as an inherent feature of every no-deposit casino offer, but it is a material possibility that the terms can contain. The balance shown during play may therefore exceed the amount that the promotion allows to be withdrawn.

Attention A no-deposit offer may still require a qualifying stake before spins are credited, and winnings may be subject to playthrough requirements.

The practical consequence is that “real money” describes the possible outcome of play, not an unconditional entitlement to cash. The promotional balance, the winnings generated from it, and the amount ultimately available for withdrawal may be governed by different clauses. A free sign-up bonus at a UK casino should consequently be assessed by its conditions for qualifying stakes, treatment of free-spin winnings, wagering status and withdrawal limits, rather than by the no-deposit label alone.

Finding Bonus Terms Across Casino Sites and Apps

Once a welcome bonus has been activated, the relevant information is normally managed from the gambling account rather than from the promotional banner that first announced it. The location can differ between casino sites, mobile applications and mobile browser versions, so the account menu is the appropriate starting point when checking an active offer.

A specialist review describes casinos as providing an account section where the bonus balance and wagering progress can be followed. This may appear under headings such as “Bonuses”, “My offers”, “Promotions” or “Rewards”. The label is not consistent across casino websites with a welcome bonus, and an app may place the same information behind a profile icon or a separate wallet screen.

The account area can contain several balances that should not be treated as interchangeable. A cash balance relates to funds available for ordinary play or withdrawal, whereas a bonus balance records promotional funds subject to the relevant conditions. Free spins may be displayed separately from both. A total shown near the account balance therefore does not, by itself, establish that the entire amount is immediately withdrawable.

What to check in an account section

An active offer page may identify the promotion attached to the account and show the remaining promotional balance. It may also display a progress indicator for the associated wagering requirement. These details are more useful than relying on the original welcome-bonus description, particularly where several promotions are visible at once.

The following points are material when reviewing the account information:

• which offer is active;
• whether the displayed amount is cash, bonus funds or a free-spin balance;
• whether progress is being recorded against the intended promotion;
• when the promotional funds or spins expire;
• whether a separate condition remains before a withdrawal can be requested.

The precise wording matters. “Balance” can describe the amount currently held, while “progress” refers to how much of the required play has been recorded. A progress bar reaching its end does not necessarily mean that a withdrawal has already been processed; the account terms determine what happens next.

A casino app with a welcome bonus may present less text on its main screen than the desktop site. In that situation, the full terms may be available through an information icon, a promotion detail page or the account’s terms link. The app and website should not be assumed to show identical navigation, even when they use the same account. Checking the active-offer page, rather than only the wallet total, reduces the risk of confusing ordinary funds with promotional funds.

Expiry information

Bonus funds and free spins are time-limited in the offers described by a specialist review: the period commonly falls between seven and thirty days. The relevant period may begin when the bonus is credited, when the deposit is made or when the spins are issued, depending on the promotion’s wording. The starting event is therefore as important as the displayed deadline.

Expiry can affect unused bonus funds, unredeemed spins or winnings generated through an offer. These are separate possibilities, and one deadline should not automatically be taken to cover every component. A casino site with a welcome bonus may show a single date in the account area, while the detailed terms may distinguish between the promotional balance and another part of the offer.

An account screen is consequently a monitoring tool, not a substitute for the promotion’s full terms. The balance and progress display can show whether an offer remains active, but the conditions explain what the figures mean and which date controls. This distinction applies across online casino sites, mobile applications and browser-based casino websites offering welcome promotions, including offers described as no-deposit bonuses. The absence of a deposit does not remove the need to monitor the promotional balance or its expiry status.

New-Customer Eligibility and Deposit Stages

A welcome bonus is generally tied to the creation of a new gambling account rather than to a returning customer. A specialist review reports that the offers it examined were restricted to new customers, with one offer permitted per household. That condition matters where several adults share an address: opening separate accounts does not necessarily create separate eligibility for the same promotion.

Eligibility can also depend on the deposit method used. The same type of review reports that some offers exclude particular deposit methods, including certain e-wallets. The account may therefore satisfy the “new customer” condition while the deposit itself fails to qualify. A qualifying deposit is not defined solely by its presence; the promotion’s terms determine which deposit methods count.

Age and account verification form part of the eligibility framework for British-licensed casinos. Operators must verify a customer’s age before allowing funds to be deposited into a gambling account. Online gambling in the UK is lawful for people aged 18 or over when the operator holds the required UK Gambling Commission licence. The offer therefore sits within an account process that includes age checks, rather than being available as an unrestricted free benefit.

Online gambling in the UK is lawful for people aged 18 or over when the operator holds the required UK Gambling Commission licence.

The term “new customer” should also be separated from “new casino”. A newly launched site may advertise a welcome bonus, but its launch status does not by itself establish that every visitor qualifies. Eligibility remains connected to the customer’s account history, household restriction, deposit method and the operator’s stated terms. A new slot site can therefore present a welcome offer without making it available to an existing account holder.

How deposit-based packages may be staged

A deposit-based package does not always consist of one award attached to one deposit. A specialist review describes offshore welcome packages arranged over several deposit stages, with a combined advertised value exceeding £5,000. This figure describes the package structure reported in that material, not a standard available from British-licensed casinos. Offshore operators do not hold a UK Gambling Commission licence and do not operate within the UKGC regulatory system.

The same review describes a possible sequence in which the first deposit receives a 100% match capped at £500. Later deposits in that package are described as attracting match rates from 50% to 75%, together with further free-spin allocations. Each stage is a separate condition: completing one deposit does not make every later award immediately available, and the headline total cannot be treated as a single credit on the first payment.

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This staged arrangement changes how an offer should be read. The first-deposit award, later match and additional spins may each have their own qualifying conditions, eligible deposit method and account status requirement. The advertised total may therefore represent the maximum combined package rather than money attached to one transaction. It also does not establish that every stage will be available to a customer in the British market.

For British customers, the operator’s licence status is a separate issue from the size or structure of a package. Remote operators selling gambling to consumers in Great Britain must hold the relevant Gambling Commission licence, while offshore casinos operate outside that system. A large multi-stage package should consequently not be treated as evidence of stronger protection or greater practical value.

The central eligibility distinction is therefore between a first-time account and an account that has already received, or attempted to receive, a welcome offer. Household restrictions and excluded deposit methods can narrow access further. Where a package is divided across deposits, the stages should be considered individually rather than added together before checking whether each one applies.

Wagering Requirements: Calculating the Total Stakes

A wagering requirement expresses the total amount that must be staked against bonus funds before those funds become available for withdrawal. The calculation is based on the bonus amount, not on the size of the deposit unless the offer terms define the bonus differently.

The basic formula is:

bonus amount × wagering multiplier = required total stakes

Wagering Calculation

Step 1: Identify the bonus amount

Determine the value of the bonus received, for example, £20.

Step 2: Identify the multiplier

Find the wagering requirement multiplier, for example, 10x.

Step 3: Calculate the total stakes

Multiply the bonus amount by the multiplier (£20 × 10) to find the required total stakes of £200.

For example, a £20 welcome bonus with a 10x wagering requirement produces the following calculation:

£20 × 10 = £200

The account therefore needs £200 in qualifying stakes before the £20 bonus can be released under that condition. This does not mean that £200 must be deposited as a single payment, nor does it mean that £200 is guaranteed to be lost. It describes the cumulative value of the stakes recorded while the wagering condition is active.

Applying the calculation to a casino welcome bonus

The multiplier should be read alongside the wording of the offer. A welcome bonus advertised by an online casino may refer to bonus funds, while a separate free-spin promotion may use different conditions. The arithmetic remains the same only when the stated multiplier is applied to a clearly defined bonus amount.

For a £20 bonus:

This makes the headline value of a sign-up bonus insufficient on its own for comparing offers. Two bonuses with the same monetary value can create different staking obligations if their multipliers differ. Conversely, a larger bonus does not automatically represent greater usable value when the associated requirement is also higher.

The Great Britain limit

For bonus funds offered under the Great Britain licensing regime, the wagering requirement cannot exceed 10 times the bonus amount. The limit applies to the multiplier used for bonus funds, so a licensed operator cannot attach a higher multiplier to that type of offer.

This provides a clear ceiling for assessing a UK online casino sign-up bonus, but it does not remove the need to identify the exact bonus amount and multiplier in the terms. The calculation should be made before the offer is accepted, using the amount actually credited as bonus funds rather than an advertised maximum that has not been received.

The result is a required total of stakes, not a cash value that can be withdrawn. Withdrawal depends on satisfying the applicable wagering condition and any other terms attached to the offer.

When a Bonus Is Wager-Free

A wager-free welcome offer is defined by what happens after the bonus produces winnings: those winnings are treated as cash without a playthrough requirement. A specialist review describes wager-free offers in these terms, although the precise withdrawal rules still depend on the operator’s published conditions. The phrase therefore concerns the absence of wagering, not the size of the initial credit or the number of free spins attached to an offer.

This distinguishes a wager-free casino sign-up bonus from a standard bonus that must be played through before withdrawal. With the latter, the credited bonus and any associated winnings remain subject to a stated wagering condition. A cash-out request made before that condition is completed may be refused, or the bonus balance and related winnings may be removed under the applicable terms.

The arithmetic can materially change the practical value of an offer. For instance, a £50 bonus carrying a 35x wagering requirement creates a total betting requirement of £1,750 before cashing out. The figure is calculated from the bonus amount, rather than from an assumption that the original deposit alone satisfies the condition. This is why a larger advertised bonus is not automatically more useful than a smaller wager-free one.

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The distinction also matters when offers use similar promotional language. “No wagering” refers to playthrough, while “no deposit” refers to whether an initial deposit is required to activate the offer. A no-deposit promotion may still attach wagering conditions to winnings, whereas a deposit-based promotion may be wager-free if its terms expressly remove playthrough. These descriptions should not be treated as interchangeable.

A bonus described as wager-free can still have other conditions. The operator may specify how the offer is activated, which customers qualify, or which winnings are available for withdrawal. Those restrictions do not themselves create a wagering requirement, but they can affect whether the cash can be claimed. The decisive wording is whether the terms require the bonus or its winnings to be wagered before withdrawal.

Exclusive Offers and Promo Codes

Welcome offers can differ in how they are activated. A promo-code offer requires the code to be entered during the deposit process. An automatically credited offer does not require that additional entry; the qualifying account activity is recognised by the operator’s system instead. The distinction is practical: entering a code incorrectly, or omitting it where one is required, can prevent the promotion from being attached to the account.

The offer’s own conditions determine which activation method applies. A specialist review reports the following welcome promotions: LuckyMate offers a £10 bonus with 50 free spins; BetWright Casino and Quickbet each offer 100 free spins; BetMGM Casino offers 200 free spins; and Casumo offers a 50% deposit match up to £100. These amounts identify the advertised incentive, but they do not establish whether any particular promotion requires a code or is credited automatically.

Consequently, the promotion label and the activation instruction have separate functions. The label describes what may be awarded, while the instruction explains how the offer is linked to the account. Where a code field appears during the deposit process, the code requirement forms part of claiming that promotion. Where the offer is described as automatic, no code entry is involved. A specialist review is also the stated basis for the named offer details, so the operator’s current terms remain the relevant authority for the activation method attached to each promotion.

Real-Money Winnings from No-Deposit Bonuses

A no-deposit welcome bonus can appear in the account without the player paying in, but that does not make any resulting balance immediately withdrawable. The important distinction is between promotional funds, winnings generated from those funds, and cash that has been released for withdrawal.

Free-spin winnings are a clear example. A specialist review reports that winnings from free spins often remain subject to a wagering requirement before a withdrawal can be requested. Until that condition has been met, the displayed balance may be usable for further play but not eligible for cash-out. The relevant terms may also specify which games count towards the requirement and whether a maximum withdrawal applies to the winnings.

A genuinely wager-free offer has a different structure. An operator review describes wager-free winnings as cash that does not require playthrough before withdrawal. That description concerns the winnings, not necessarily every balance shown during the promotion: account verification, withdrawal rules and any other stated conditions can still affect the transaction.

Consequently, “real money” in a no-deposit offer should be read as a question about withdrawal status, not merely the absence of an initial deposit. The decisive wording is whether the winnings are cash, bonus funds, or subject to wagering before release.

Free Spins, Slot Contributions and Expiry

Free spins attached to a welcome bonus do not necessarily produce immediately withdrawable cash. The resulting winnings may be placed in a bonus balance and made subject to a wagering requirement before a withdrawal is permitted. The applicable rule can also include a maximum withdrawal from the spin winnings, so the offer’s terms determine what remains available after playthrough.

The game used for that playthrough affects how quickly the requirement is reduced. Slots generally contribute the full stake towards wagering. Live table games and blackjack may contribute less, or may be excluded altogether. Consequently, switching from the eligible slot to another casino game does not necessarily reduce the outstanding requirement at the same rate.

Expiry is a separate condition. A free-spin award may have its own deadline, while winnings generated by the spins can be subject to another time limit. A specialist review reports that players are typically given between 7 and 30 days to complete wagering requirements; this is an attributed market observation rather than a universal rule. Once the relevant period ends, uncompleted requirements can prevent the associated bonus funds or spin winnings from being withdrawn. The precise expiry point, contribution rate and treatment of unused spins therefore need to be read in the individual welcome offer’s terms.

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